MainStreet Financial Services

An Educated Approach to Financial Service

My name is Chad Nyitray.  Welcome to my Web site.

As an AXA Advisors financial professional and active member of the community, I am dedicated to helping individuals and employees of public schools, universities, and governmental units build their financial futures.

To stay on top of my field and develop my professional skills over my 15 year career, I've regularly attended industry training and certification programs.  This includes the curriculum and passing the rigorous exams for the:

  • Chartered Financial Consultant (ChFC) professional designation of the American College
  • Chartered Life Underwriter (CLU) professional designation of the American College
  • FINRA registration: Series 6, Series 7 and Series 65

My education, experience and professional affiliations have fostered my practical approach to offering financial advice and planning services to my clients.  Rather than just recommending a hodgepodge of unrelated products, first I'll consider your specific financial goals and investment objectives.  Working together, we'll formulate a strategy to help you achieve your goals.  Then, as a registered representative of AXA Advisors, LLC, I'll recommend the appropriate products and services to help you execute your strategy.

Thanks for visiting.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

More Calculators →

Surviving the Estate Tax with Survivorship Life

People who never imagined they would have enough assets to trigger estate taxes could be in for a surprise. One way to help plan for this possibility is by purchasing a survivorship life insurance policy.

HOT TOPIC: What's Ahead for 2009

Economists believe the U.S. economy probably entered a recession in late 2008, but a recovery could be in motion by the second quarter of 2009. What else might 2009 have in store?

Increase Your Protection

If your net worth exceeds the amount of liability coverage provided by your homeowners and auto insurance policies (each usually tops out somewhere between $300,000 and $500,000), you might want to consider an umbrella liability insurance policy.

The Election and Your Money

In this year’s election, there are issues, such as energy, free trade, and inflation, playing a role that could have a significant effect on investors and consumers over the next four years.

More Newsletters →